Farmer’s Perception and Awareness about Tree Insurance in Namakkal, Tamil Nadu

Abstract

Agroforestry is one of the emerging field in agriculture due to efficient utilization of
resources, low labour intensity and low maintenance but the sametime better yield and
income. More than seventy percent of farmers having the 6-10 years experiences in the
tree cultivation. Cereals and millets are the predominant crops in Namakkal taluks whereas
pulses and oil seeds are predominant crops in Tiruchengode taluks. Around fifty percent of
tree farmers in the sample taluks are facing weather as major risks followed by pests and
human interference. These were not only reduce the yield but also loss of huge investment
which may limit the scope of expansion of tree cultivation. In these context, tree insurance
as a risk management tool by providing financial support to tree farmers. The present study
focus on farmer’s perception and awareness of tree insurance in Namakkal region in Tamil
Nadu which experiences the prolonged dry spell.